Can’t Beat Your Insurance Company?
BECOME ONE!

Find out How Ready your Company is for a Captive Insurance Plan.

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  • SAVED CLIENTS OVER
    $600 MILLION
    IN PREMIUMS SINCE 2004

  • SAVE OVER
    30% ON
    GROUP MEDICAL INSURANCE

  • ELIMINATE
    WC COLLATERAL
    FOR CALIFORNIA EMPLOYERS

  • PARTNERS COLLECTIVELY HAVE OVER
    75 YEARS
    IN THE INSURANCE INDUSTRY

WHAT IS
CAPTIVE INSURANCE?

A captive is a closely held insurance company
established to insure the risks of its parent company
and affiliated groups. You are the owner, you control it and you can profit from it.

Over 80% of FORTUNE 500 Corporations and MANY of your smartest competitors have one or more captives.

CAPTIVE INSURANCE 101

OUR PROCESS

We rely on our process to create compliant structures for our clients.
This process involves:

1

Enlightenment

Meeting the client and gathering the information necessary to evaluate their unique situation. This allows us to look at a wide variety of
potential solutions for every client.

2

Consultation

A two-hour meeting is held to discuss the details and facts of the client’s situation. We dig deep to get an understanding of how the business is structured, what insurance they purchase, how their product is manufactured, how they ship it, what is the financial outlook for the company and their industry. We finally deal with the reality of what keeps them up at night.

3

Design Phase

Our designers take the information gathered
in the consultation phase and put together a plan to help the client meet their individual
goal. This involves a semi-feasibility plan, sample documents, pro-formas, and illustrations of how their plan will work for their individual
circumstance.

4

Refinement

After the client takes time to digest the plan, we gather together again to discuss the plans in detail, all of the trusts to be drafted, business structures, the policies (if any) to be designed, and the level of financial commitments to
complete the planning process.

5

A Blueprint is created

This meeting finalizes the plan. This involves
the client’s tax advisors and attorneys. The
Blueprint Action Timeline graphically illustrates the amount of time to complete the transaction.
The timeline includes such things as: completing the business plan, creating the pro-forma,
placing any insurance, drafting any policies,
submitting and gaining approval for any
business entity, setting up the books, and
obtaining the certificate of authority to
transact business as outlined in the plan.

6

Implementation and
Management Phase

This is an ongoing phase in our process. This has involved overseeing the managers, initiating board meetings, claims management and
payment, redrafting policies, issuing certificates of insurance for projects, negotiating with
lenders. We run the plans so a client can keep doing what they do best, running their business. Our attorneys continually monitor the operation to guarantee compliance.

7

Annual Accountability

This is what makes Risk Management Advisors different. At each anniversary, we give a
complete review of the program. This is done deposit by deposit, payment by payment, and policy by policy. This ensures the clients have a firm understanding of exactly what they are
operating and how it functions for them.

ARE YOU A
BUSINESS OWNER?

Are you looking to save money on your insurance premiums without having to become an expert on running your own insurance company?

CLICK HERE >

ARE YOU A
CLIENT ADVISOR?

Do you have clients that spend millions on insurance with little to no claims? Would you like to have a POWERFUL SOLUTION for them?

CLICK HERE >

TESTIMONIALS

Jonas Angus
President , TPE Solutions, Inc.

As an owner of a small business and also of a captive insurance company, we conducted a two-year search and interviewed about ten of the leading Captive Managers is America. At the end of the search we thankfully selected Risk Management Advisors to be our Captive Manager and have been very pleased with their services over the past 5 years.”

Alex Weidner

President , Howard Core Company

“Many factors go into owning your own company. It isn’t always A+B=C. One-year suppliers are filling orders on schedule with quality products and customers are happy. Another year, the once reliable supply chain breaks, inventory is no longer produced on time or in best quality and customers become unhappy. Sometimes even with good quality products and service provided to customers, something happens on their side and they are no longer able to pay.

Working with RMA and having a captive insurance has helped our company not take such a financial hit when things outside of our control affect our bottom line. Wes and his team at RMA are very knowledgeable and have helped us understand an area we knew nothing about but benefit from greatly. Standard insurance policies do not protect us from these unknown variables and having a captive in place has offset the damage that “normal” insurance will not/does not.

JOIN
CAPTIVE INSURANCE
MASTER CLASS

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YOUR DIRECTORS

Risk Management Advisors is a national firm specializing in the design, implementation, and management of captive insurance companies and self-insured plans. Our partners collectively have over 75 years of experience and are backed by a national network of world-class professionals. Risk Management Advisors provides a comprehensive, integrated approach for our clients to manage their risk and protect the business they have worked so hard to build.

MORE ABOUT RMA

WHY
CHOOSE US?

  • Risk Management Advisors is nationally known experts in the area of captive insurance company formation and management
  • Risk Management Advisors is the exclusive captive insurance provider for some of the most conservative tax, legal and accounting firms in
    the world.
  • We literally ‘wrote the book’ on captive insurance. Our President, R. Wesley Sierk is the author of
    the definitive book on captive insurance “Taken Captive: The Secret To Capturing Your Piece of America’s Multi-Billion Dollar Insurance Industry”
  • Backed by a team of world-class experts

Find out How Ready your Company is
for a Captive Insurance Plan.

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2020 Ultimate Guide to Captive Insurance


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